liability claims

Employers Liability Claims

Injury to Employees

Significant changes to the way personal injury claims are handled came into effect in April 1999 as a result of the Woolf Report.

Your insurers MUST respond to any letter of claim you receive within 21 days, otherwise the claimant's solicitors can issue proceedings without any sanction. It is essential therefore, that all letters of claim be passed on to Stuart Alexander immediately upon receipt with all relevant information.

This means you must:

	Report all claims/incidents likely to give rise to a claim IMMEDIATELY
	Complete a claim form as quickly as possible and return to us
	Retain all evidence on any incidents such as:
	Incident/Near miss report forms Accident Book Entry First Aider Report Safety Officer Report Heath & Safety Executive Documentation Photographs/Sketch Plans Security Videos
	Pass on all correspondence received in connection with the matter to us immediately and unanswered.

Claims form

      Employers Liability

Public Liability Claims

Injury to Third Parties / damage to their Property

As with Employers Liability claims, the Woolf reforms have had a noticeable impact on Public Liability claims.

It is essential that any letter of claim received be passed to Stuart Alexander immediately as Insurers have only 21 days to respond on the Policyholder's behalf
.
It is not always easy to recall incidents 2 or 3 years down the line. It is therefore good practice and sometimes a condition of the policy to keep accurate reports/records of all incidents likely to give rise to a claim.

Do not admit liability to anyone

Claims form

      Public and Products Liability